Why My Elderly Mom Bought Life Insurance

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I always thought that life insurance (like lifeshieldhq.com) was something that you bought when you were young. I assumed that insurance companies wouldn’t be willing to insure an elderly person. After all, people are more likely to die when they’re older. It struck me as a big risk.

That’s why I was so surprised to hear why my old mom bought life insurance. I didn’t even think it was a possibility for her, so her story was truly stunning to me.

My mom explained that she’d never considered getting life insurance when she was younger. My dad had a policy, and that was enough.

However, my dad passed away in his 50s, and my mom is still alive and healthy today. After some time, she started to wonder if she should try to get life insurance too.

She looked at her options and found a company that specialized in life insurance for the elderly. Although my mom had to pay higher rates than my dad did, she was able to secure a policy.

My mom bought life insurance because she knew how much it helped when my dad died. She wanted to be able to do the same for us when she passed away. I really appreciate what she has done for our family.

Importance of actually taking some time when it comes to making a decision

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As a consumer and as a driver, it is important that you make an educated decision when it comes to purchasing car insurance. In fact, purchasing insurance (check out¬†online auto insurance)¬†shouldn’t be a decision made in haste. What many drivers overlook is the importance of actually taking some time to really look at car insurance quotes and compare them.

Many companies will often offer competitive rates in order to reel you in, but what you must really ask yourself is: are you getting the coverage you need? You may find out a tad too late that the quote you thought really suits your needs isn’t going to in the long run. Before you sign with a company, look at the compelling reasons below why you should compare car insurance quotes.

Save Money

Comparison shopping really pays off because it can save you money. If you have some time on your hands, look at different quotes and take note of what you’re getting for your coverage. Depending on where you live, your marital status, age of your car and even credit rating, you can expect to be charged more or less for car insurance.

Take into account that some companies charge more than others which is why it really helps when you look at several quotes.

Save Time

The Internet makes shopping for a new insurance policy much easier than it once was. In fact, you only really need to fill in the details once and you can get several quotes to compare side by side. All it takes is a couple of minutes of your time. You no longer have to call insurance companies on the phone in order to get the quotes you need.

Shop When You Want

Most people lead busy lives, and you’re probably no different. This means that calling insurance companies for a quote may be out of the question. When you decide to compare quotes online, you are taking matters into your own hands and shopping on your own terms.

Get The Right Policy

Comparison shopping online is the only way that you can ever really end up with the car insurance coverage that addresses all of your needs. You may want bare minimum coverage or you may need coverage with roadside assistance, but those are all things that you can easily get included in your online quote. You may even find that even with your tight budget, you can end up getting even better coverage than your originally anticipated.

Instant Insurance

The best part about getting insurance online is that you can get insured right away. The moment you purchase your new coverage, most companies will provide you with a printable temporary pass that allows you to cancel your old policy in favor of your new one.

As you can see, there are numerous benefits to reap when you decide to compare car insurance quotes online. Not only do you save time and money, but you can end up getting a better policy than what you already have.

Is the PC Desktop Dead?

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stencil.defaultWe have arrived in the future of computing. With all the technological innovations come the rise of highly-portable computing devices such as laptops, tablets, and smartphones. And with these advancements, most of us are asking, are PC desktops a thing of the past? Well for starters, some people have already declared that the era of desktop computers is done. This conviction is due to the increase in mobile computing, particularly the surge of use of tablets and smartphones. Desktop computer sales on the other hand have remained stagnant. Does this mean that computer companies may soon stop its manufacturing altogether?

Here are the facts:

  • Most people in North American that used to want to have a computer already own one or several in their homes.
  • The development of enhancements and technologies for desktop computers have slowed down in the last few years
  • Portable devices such as smartphones and tablets are powerful enough to satisfy the basic needs of users such as creation of emails and web browsing
  • Internet access can be found almost everywhere
  • Laptops are now affordable and are powered by components similar to those found in desktop computers

Tablet Technology Reduced Popularity and Utility of Desktops

stencil.default (1)The emergence of tablet PCs has made it difficult for desktop to maintain its importance yet again. In addition, Microsoft unfortunately miscalculated when it attempted to capture the emerging potable device market and ignored its traditional client base or those who typically used keyboard and mouse.

  • Microsoft 8 was a mess. The company failed to realize that not all of their users own touchscreen devices like tablets.
  • The touch desktop only launched by default. It was an instant annoyance, especially among those who were pretty much contented and comfortable with using traditional desktop computers.
  • Long-time users of Windows were forced to abandon all they learn about how to operate their computer since Windows 3.1 version.

The Rise of Portable Devices

stencil.default (3)The rise in popularity of portable devices that started a few years ago is a threat to the survival of desktop computers. So how exactly do portable devices factor in the future of desktop PCs?

Tablets and smartphones have successfully emerged as more portable alternative equipment for information and entertainment. Its market penetration is at its peak and is not showing signs of stopping.

stencil.default (4)The cost of tablets and smartphones are going down, due to the fact that companies are constantly releasing new models, making everything portable more affordable. If this growth in both technology and manufacturing continue, it may only take a few years for desktop PC to become oblivious altogether.